Finance

It’s a misconception that FD, RBI Bond, PPF etc have no risk. The reason we don’t see the risk in them is because for us, risk ONLY means loss of capital. This article intends to educate you on the risks in fixed income investing & the right product mix to invest...

Nishant Batra, Research Head In this Article, I will be writing about NPS, it will be a long article, covering a lot of aspects. Government employees with joining date prior to 01st January’2004 are lucky enough that they will get pension and increments on pension as...

Floating Rate Funds Liquid funds are currently generating around 3.3% annualized return. Interest rates probably MIGHT have bottomed out & may start going up in another 6 months from today (negative for Fixed Income, we will discuss this ahead). Where should you...

Employees' Provident Fund – Understand it better Nishant Batra – Research Head 62326821, this is not an eight-digit landline number. This number represents the number of contributing members in Employee Provident Fund Organization during the last one year. We all...

Nishant Batra – Research Head In personal finance, not committing “catastrophic” mistakes has a huge role in creating wealth. Basically, most of these are traps, set by insurance agents, bank relationship managers and service providers (like insurance companies,...

Best 6 Financial courses in India. In recent times it is witnessed that India has been among the leading countries in the world in the field of academics and learning. India has been consistently growing and developing in the field of academics and learning. This is...

Hybrid Funds – fusion of volatility and stability Nishant Batra – Research Head Before October’2017, most of the AMCs were running multiple schemes which were too similar in strategy and in portfolio. It made the job of retail investor tougher to choose from...

In recent times it is witnessed that India has been among the leading countries in the world in the field of academics and learning. India has been consistently growing and developing in the field of academics and learning. This is because it is seen that in-order to...

The 2019 budget was exciting and much awaited since it was the last budget to be presented by the present government. A union budget for an aam aadmi in India is all about the tax reliefs on his earnings. As expected, it brought many lucrative offers to the common...

Over the last ten years, India has witnessed an extraordinary expansion amongst the private sector banks. As a result, career opportunities have been created on a large scale in the private banking sector. There used to be a time, when private banks would be elitist...

Everyone today wants to make BIG BUCKS when it comes to Finance Jobs; to become a CFO of top paying International Bank, however end up getting no or low paid jobs.  Have you ever thought to yourself, WHY? The answer is extremely simple; make sure you are different...

Introduction Most of us are keen to make a career in the banking sector. Since time immemorial, a job in a bank is looked upon prestigiously & secures financial stability for an individual and his family. However, most aspirants are clueless as to how does one get...

How many banks are currently operational in India? A quick Google search will show you that, there are 27 public sector banks (out of which 6 are nationalized), 6 are State Bank of India & its associates, 21 private sector banks, 41 foreign banks having branches...

For the past couple of years now, the Indian economy has witnessed some rapid growth, and this has led to increased demand for accountants within the country. Every big or small organization is in need of financial accountants, whose main job is to maintain the...